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Key Features of Our Mortgage Loans for Salaried Persons

  • High Loan Amount: Up to ₹10 Crore based on property value.
  • Flexible Repayment Tenure: Up to 20 years.
  • Low Interest Rates: Starting from 8.50% p.a.
  • No End-Use Restrictions: Use funds for personal, business, or medical needs.
  • Balance Transfer Facility: Transfer existing mortgage loans for lower EMIs.
  • Quick Processing: Fast approval with minimal documentation.
  • Overdraft Facility: Withdraw funds as needed and pay interest only on the used amount.
  • Top-Up Loan Option: Additional funds available for extra financial needs.
  • Flexible EMI Options: Choose structured EMIs to match your cash flow.
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Eligibility Criteria for Mortgage Loans for Salaried Persons

To qualify for a Loan Against Property as a salaried individual, you must meet the following criteria:

  • Age: 25 to 60 years.
  • Employment Stability: Minimum 2 years of stable employment with your current employer.
  • Credit Score: 650+ (higher scores preferred for better loan terms).
  • Property Ownership: The applicant must own a residential, commercial, or industrial property.
  • Income Proof: Proof of regular income, such as salary slips and bank statements.

Documents Required for a Mortgage Loans

To apply for a mortgage loan, you need to submit the following documents:

  • KYC Documents: PAN Card, Aadhar Card, Passport, or Voter ID.
  • Income Proof: Last 3-6 months’ salary slips or bank statements.
  • Property Documents: Title Deed, Approved Building Plan, Property Tax Receipts.
  • Other Financial Documents: Last 6 months' bank statements to verify cash flow.
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Why Choose Login to Loans for a Mortgage Loan for Salaried Persons?

  • High Loan Amounts: Get funding based on the market value of your property.
  • Flexible Repayment Options: Choose EMIs that suit your monthly cash flow.
  • Lower Interest Rates: Benefit from competitive rates compared to unsecured loans.
  • Quick & Hassle-Free Processing: Fast approvals with minimal paperwork.

How to Apply for a Mortgage Loan for Salaried Persons?

  • Step 1: Check your eligibility for a mortgage loan online.
  • Step 2: Submit your documents for verification.
  • Step 3: Get loan approval and finalize the loan terms.
  • Step 4: Loan disbursal to your account for immediate use.

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