Benefits of Union Bank Car Loan

• Affordable Interest Rates: Starting from 8.70% p.a. (one of the lowest in the market).
• Flexible Repayment: Choose a tenure of up to 7 years for lower EMIs.
• No Hidden Charges: Transparent fees & zero prepayment penalty.
• Loan for All Types of Cars: Finance available for new and pre-owned vehicles.
• Government Employee & Corporate Offers: Special interest rates for salaried professionals.

Eligibility Criteria for Union Bank Car Loan

• Age: 18 – 75 years.
• Employment Type: Salaried, Self-Employed, or Business Owner.
• Minimum Income: ₹15,000 per month (varies based on profile).
• Credit Score: 700+ preferred for better interest rates.
• Loan-to-Value Ratio: Up to 100% financing for eligible applicants.

A stable income and low existing debt increase approval chances.

Documents Required for Union Bank Car Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Aadhaar Card, Utility Bill, Rental Agreement.
• Income Proof: Salary slips (salaried) / ITR with financials (self-employed).
• Bank Statements: Last 6 months’ statements.
• Quotation from Car Dealer: Proforma invoice of the vehicle.

Ensure your documents are updated and complete to avoid delays in loan approval.

How to Apply for a Union Bank Car Loan?

Online Application:

• Visit the Union Bank of India website.
• Go to the Car Loan section and click Apply Now.
• Fill in the loan application form with required details.
• Upload the necessary documents.
• Get loan approval and disbursal within a few days.

Key Features of HDFC Car Loan

• Loan Amount: Up to ₹3 Crore(depending on applicant profile & car value).
• Interest Rate: 7.90% – 13.00% p.a.(varies based on credit score & tenure).
• Loan Tenure: 1 to 7 years(up to 5 years for pre-owned cars).
• Processing Fee: Up to 1% of loan amount(₹3,500 – ₹12,000).
• Loan Disbursement: Within 48 hours(subject to documentation completion).
• Financing: Up to 100% of on-road price for select applicants.

Benefits of HDFC Car Loan

• Fast Loan Approval: Get instant in-principle approval online.
• High Loan Amount: Finance up to 100% of the car’s on-road price.
• Affordable EMI Options: Flexible tenure ensures manageable EMIs.
• Special Offers for Salaried & Self-Employed: Custom loan plans.
• Pre-Owned Car Loan: Financing available for used cars up to 5 years old.
• Top-Up Loan Option: Additional funding for existing car loan customers.

Eligibility Criteria for HDFC Car Loan

• Age: 21 – 65 years (at loan maturity).
• Employment Type: Salaried or Self-Employed.
• Minimum Income: ₹20,000 per month (salaried) / ₹1.5 lakh p.a. (self-employed).
• Credit Score: 750+ preferred for the best interest rates.
• Work Experience: 1 year for salaried / 2 years for self-employed.

Documents Required for HDFC Car Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Aadhaar Card, Utility Bill, Rental Agreement.
• Salaried: Last 3 months’ salary slips & bank statements.
• Self-Employed: ITR, Profit & Loss statement (last 2 years).
• Car Details: Quotation/proforma invoice from the dealer.

Key Features of ICICI Mortgage Loan

• Loan Amount: ₹10 lakh to ₹5 crore (depends on property value and borrower profile).
• Interest Rate: 8.75% p.a. onwards (floating).
• Loan Tenure: Up to 15 years.
• Processing Fee: Up to 0.50% of the loan amount or ₹3,000 (whichever is higher) + GST.
• Collateral: Residential or commercial property can be mortgaged.
• Flexible Repayment: EMI-based repayment with prepayment options.

Benefits of ICICI Mortgage Loan

• Competitive Interest Rates: Affordable rates compared to personal loans.
• High Loan Amount: Get a loan of up to 60%-70% of the property value.
• No End-Use Restriction: Funds can be used for business or personal needs.
• Quick Processing: Minimal documentation and fast approval process.
• Balance Transfer Facility: Transfer your existing mortgage loan to ICICI for better interest rates.
• Top-Up Loan Option: Additional loan facility for existing borrowers.

Eligibility Criteria for ICICI Mortgage Loan

• Age: 21 – 70 years at loan maturity.
• Employment Type: Salaried or self-employed individuals.
• Minimum Income: Based on the applicant's profile and repayment capacity.
• Credit Score: 750+ preferred for better loan terms.
• Property Ownership: The property must be in the name of the borrower.

Documents Required for ICICI Mortgage Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Aadhaar Card, Utility Bill, Rental Agreement.
• Income Proof: Salary slips (salaried) / ITR with financials (self-employed).
• Property Documents: Title deed, Encumbrance certificate, Approved property plans.
• Bank Statements: Last 6 months’ statements to assess financial stability.

Key Features of Axis Bank Mortgage Loan

• Loan Amount: ₹5 Lakh to ₹5 Crore (depending on property value & applicant profile).
• Interest Rate: 9.00% p.a. onwards (floating rates).
• Loan Tenure: Up to 20 years (longer tenure than most banks).
• Processing Fee: Up to 1% of the loan amount.
• Collateral Required: Residential or commercial property.
• Flexible Repayment: EMI-based repayment with prepayment options.

Benefits of Axis Bank Mortgage Loan

• High Loan Amount: Get a loan up to 65% of the property value.
• Long Repayment Tenure: Up to 20 years for affordable EMIs.
• No End-Use Restriction: Use funds for business or personal needs.
• Balance Transfer Facility: Transfer your existing loan to Axis Bank for better interest rates.
• Top-Up Loan Option: Get additional funds over your existing loan.
• Fast Loan Processing: Quick approval with minimal documentation.

Eligibility Criteria for Axis Bank Mortgage Loan

• Age: 21 – 70 years (at loan maturity).
• Employment Type: Salaried or Self-Employed.
• Minimum Income: Depends on applicant profile and repayment capacityEMIs.
• Credit Score: 750+ preferred for better loan terms.
• Property Ownership: The property must be owned by the applicant.

Documents Required for Axis Bank Mortgage Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Aadhaar Card, Utility Bill, Rental Agreement.
• Income Proof: Salary slips (salaried) / ITR with financials (self-employed).
• Property Documents: Title deed, Encumbrance certificate, Approved property plans.
• Bank Statements: Last 6 months’ statements.

How to Apply for an Axis Bank Mortgage Loan?

Online Application:

• Visit the Axis Bank website.
• Go to the Mortgage Loan section and click Apply Now.
• Fill out the application form with personal & financial details.
• Upload the required documents.

How to Apply for an Axis Bank Mortgage Loan?

Offline Application:

• Visit the nearest Axis Bank branch.
• Speak to a loan officer and fill out the application form.
• Submit necessary documents for verification.
• Loan approval & disbursal within 7-10 days.