Eligibility Criteria for HDFC Home Loan

• Age: 21 – 65 years (at loan maturity).
• Employment Type: Salaried, self-employed professionals, business owners.
• Minimum Income: ₹25,000/month for salaried, ₹5 lakh annual for self-employed.
• Credit Score: 700+ recommended for the best interest rates.
• Loan-to-Value Ratio (LTV): Up to 90% of property value (depends on loan amount).

Documents Required for HDFC Home Loan

• KYC Documents: Aadhaar, PAN, Passport, Voter ID.
• Salaried: Latest 3 months’ salary slips, Form 16.
• Self-Employed: ITR (last 2 years), Profit & Loss statement.
• Property Documents: Sale Agreement, Title Deed, Approved Building Plan.
• Bank Statements: 6 months' transactions.
• Employment Proof: Offer Letter, Business Registration (for self-employed).

Why Choose HDFC Bank Home Loan?

• Best for First-Time Home Buyers: PMAY subsidies available.
• High Loan Amounts: Up to ₹10 Cr based on eligibility.
• Lower Interest for Women Borrowers: Special rates available.
• MBalance Transfer at Lower Rates: Reduce existing loan burden.
• Quick Processing: Loan approval within 48-72 hours for pre-approved customers.

How to Apply for HDFC Home Loan?

• Online Application: Apply via HDFC’s website & upload documents.
• Branch Visit: Visit the nearest HDFC Bank branch for assistance.
• Loan Assistance: Contact HDFC Home Loan Advisors for personalized offers.

Pre-approved customers get faster approvals with minimal documentation.

Features & Benefits of ICICI Home Loan

• Attractive Interest Rates: Starting at 8.75% p.a. for salaried/self-employed.
• Loan Amount Up to ₹5 Crore: Based on eligibility and property value.
• Flexible Repayment: Choose a tenure of up to 30 years for affordable EMIs.
• Balance Transfer Facility: Transfer existing home loans from other banks at lower interest rates.
• Pre-Approved Home Loans: Instant sanction for ICICI Bank customers.
• Tax Benefits: Up to ₹2 lakh deduction on interest & ₹1.5 lakh on principal repayment.

Eligibility Criteria for ICICI Home Loan

• Age: 21 – 65 years (at loan maturity).
• Employment Type: Salaried, self-employed professionals, business owners.
• Minimum Income: ₹25,000/month (varies by location).
• Credit Score: 700+ recommended for the best interest rates.
• Loan-to-Value Ratio (LTV): Up to 90% of property value.

A higher credit score improves loan eligibility & reduces interest rates.

Documents Required for ICICI Home Loan

• Identity & Address Proof: Aadhaar, PAN, Passport, Voter ID.
• Salaried: Latest 3 months' salary slips, Form 16.
• Self-Employed: ITR (last 2 years), Profit & Loss statement.
• Property Documents: Sale Agreement, Title Deed, Approved Building Plan.
• Employment Proof: Offer Letter, Business Registration (for self-employed).

Why Choose ICICI Bank Home Loan?

• Best for Quick Loan Approval: Faster processing for ICICI customers.
• Loan Amount Up to ₹5 Crore: Suitable for high-value home buyers.
• Attractive Interest Rates: Starting at 8.75%.
• Balance Transfer Facility: Lower rates & reduced EMIs.
• Pre-Approved Loan Options: Instant approval for eligible customers.

Features & Benefits of Axis Bank Home Loan

• Competitive Interest Rates: Starting from 8.75% p.a.
• Loan Amount up to ₹5 Crore: Suitable for different property needs.
• Flexible Repayment Tenure: Up to 30 years for lower EMIs.
• Balance Transfer Option: Transfer an existing loan at lower rates.
• Quick Loan Processing: Approval within 48-72 hours for eligible applicants.
• Tax Benefits: Deductions up to ₹2 lakh on interest & ₹1.5 lakh on principal repayment.

Eligibility Criteria for Axis Home Loan

• Age: 21 – 65 years (at loan maturity).
• Employment Type: Salaried, self-employed professionals, and business owners.
• Minimum Income: ₹25,000/month (varies by applicant type).
• Credit Score: 700+ recommended for best rates.
• Loan-to-Value Ratio (LTV): Up to 90% of property value.

A higher credit score increases approval chances & lowers interest rates.

Documents Required for Axis Bank Home Loan

• Identity & Address Proof: Aadhaar, PAN, Passport, Voter ID.
• Salaried: Latest 3 months' salary slips, Form 16.
• Self-Employed: ITR (last 2 years), Business Registration, Profit & Loss statement.
• Property Documents: Sale Agreement, Title Deed, Approved Building Plan.
• Bank Statements: 6 months' transactions.
• Employment Proof: Offer Letter, Business Registration (for self-employed).

Why Choose Axis Bank Home Loan?

• Best for Affordable Home Loan Rates: Attractive floating rates.
• High Loan Amounts: Up to ₹5 Cr based on eligibility.
• Balance Transfer at Lower Rates: Reduce existing loan burden.
• Fast Loan Processing: Quick approval & minimal paperwork.
• Flexible Repayment Options: Customized EMI plans to suit your financial needs.
• Special Benefits for Salaried & Self-Employed:: Tailored solutions with exclusive offers.

Documents Required for Axis Bank Home Loan

• Identity & Address Proof: Aadhaar, PAN, Passport, Voter ID.
• Salaried: Latest 3 months' salary slips, Form 16.
• Self-Employed: ITR (last 2 years), Business Registration, Profit & Loss statement.
• Property Documents: Sale Agreement, Title Deed, Approved Building Plan.
• Bank Statements: 6 months' transactions.
• Employment Proof: Offer Letter, Business Registration (for self-employed).

Why Choose Axis Bank Home Loan?

• Best for Affordable Home Loan Rates: Attractive floating rates.
• High Loan Amounts: Up to ₹5 Cr based on eligibility.
• Balance Transfer at Lower Rates: Reduce existing loan burden.
• Fast Loan Processing: Quick approval & minimal paperwork.
• Flexible Repayment Options: Customized EMI plans to suit your financial needs.
• Special Benefits for Salaried & Self-Employed:: Tailored solutions with exclusive offers.

Features & Benefits of Union Bank Home Loan

• Low Interest Rates: Starting from 8.30% p.a., lower than many private banks.
• Loan Amount up to ₹10 Crore: Ideal for high-value home purchases.
• Flexible Repayment Tenure: Up to 30 years for lower EMIs.
• Government-Backed Subsidy: Eligible for PMAY subsidy up to ₹2.67 Lakh.
• Balance Transfer Option: Shift an existing loan from another bank at lower interest rates.

Eligibility Criteria for Union Bank Home Loan

• Age: 18 – 75 years (at loan maturity).
• Employment Type: Salaried, self-employed, professionals, and NRIs.
• Minimum Income: ₹15,000/month (varies by applicant type).
• Credit Score: 700+ recommended for the best interest rates.
• Loan-to-Value Ratio (LTV): Up to 90% of property value.

Documents Required for Union Bank Home Loan

• Identity & Address Proof: Aadhaar, PAN, Passport, Voter ID.
• Salaried: Latest 3 months' salary slips, Form 16.
• Self-Employed: ITR (last 2 years), Business Registration, Profit & Loss statement.
• Property Documents: Sale Agreement, Title Deed, Approved Building Plan.

Why Choose Union Bank of India Home Loan?

• Best for Low-Interest Rates: Among the lowest rates in the industry.
• High Loan Amounts: Up to ₹10 Cr, suitable for premium properties.
• Government Subsidy Benefit: PMAY subsidy up to ₹2.67 Lakh.
• Quick Processing & Minimal Fees: Faster approval & lower processing charges.