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Key Features of Our Educational Loans

  • Loan Amount: Up to ₹50 Lakh, based on course and university.
  • Flexible Repayment Tenure: Earn cashback, travel points, and exclusive benefits every time you make a purchase, making your spending more rewarding.
  • Low Interest Rates: Your credit limit is tailored to your salary and credit profile, providing financial flexibility while managing expenses smartly.
  • Collateral-Free Loans: Benefit from competitive interest rates starting as low as 12% per annum, ensuring affordability and cost-effective borrowing.
  • Quick Processing: Choose between easy EMI options or full payment before the due date, giving you the convenience of managing your payments seamlessly.
  • Easy EMI Options: Get a credit card without pledging any assets—your approval is based solely on your income and creditworthiness, making it more accessible.
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Eligibility Criteria for Educational Loans

To qualify for an educational loan at Login to Loans, you need to meet the following criteria:

  • Age: 18 to 35 years (varies for different courses and levels).
  • Academic Performance: Must have secured admission to a recognized institution.
  • Credit Score: Not mandatory for loan amounts up to ₹20 Lakh, but preferred for higher loans.
  • Co-Applicant: A co-applicant (parent, spouse, or guardian) is required for loans above ₹4 Lakh.
  • Course Type: Loans available for undergraduate, postgraduate, and professional courses.

Documents Required for an Educational Loan

To apply for an educational loan, you need to submit the following documents:

  • KYC Documents: PAN Card, Aadhaar Card, Passport, or Voter ID.
  • Admission Proof: Offer letter from the institution.
  • Academic Records: Mark sheet of previous qualifications (10th, 12th, degree).
  • Income Proof of Co-Applicant: Salary slips, ITR, or bank statements for the co-applicant.
  • Bank Statements: Last 6 months of bank statements to verify financial stability.
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Why Choose Login to Loans for an Educational Loan?

  • Competitive Interest Rates: Get the best rates from top lenders.
  • Quick & Hassle-Free Processing: Fast loan approval and minimal paperwork.
  • Higher Loan Amounts: Secure funding for your complete education expenses.
  • Repayment Flexibility: Repay once you start earning, with options to tailor EMIs.

How to Apply for an Educational Loan?

  • Step 1: Check your eligibility using our online tool.
  • Step 2: Submit the required documents for verification.
  • Step 3: Get loan approval and finalize the terms.
  • Step 4: Loan disbursal directly to the institution or your account.

List of Educational Bank Loans in India