Decathlon Voucher: Receive a ₹750 Decathlon gift voucher upon card activation, redeemable for fitness gear and sports equipment. This welcome benefit encourages cardholders to kickstart their fitness journey with quality products from one of India's leading sports retailers.

Amazon Voucher: Some variants of the card may also include an Amazon voucher, adding flexibility to your welcome benefits. Check current offers at the time of application as welcome benefits may vary during promotional periods.

Dining Discounts: Enjoy up to 20% off (maximum ₹500 discount) at partner restaurants through Axis Bank's Dining Delights program. The minimum order value for this discount is ₹2,500, and the offer is valid once per card per month. This feature enhances your dining experiences while helping you save on special occasions.

Fuel Surcharge Waiver: Get 1% fuel surcharge waiver on transactions between ₹400-₹4,000 at any fuel station in India. The maximum waiver is ₹250 per statement cycle, providing modest savings for regular commuters and drivers.

Joining and Annual Fees: The Axis Bank Aura Credit Card comes with a joining fee of ₹749 + GST and an annual fee of ₹749 + GST from the second year onward. Unlike some other cards, there is no spending-based waiver for the annual fee, making it important to evaluate whether the card's benefits justify this recurring cost for your usage pattern.

Other Charges: The card carries a finance charge of 3.4% per month (49.36% annually) on outstanding balances, a 3.4% cash withdrawal fee (minimum ₹500), and a 3.5% foreign currency transaction fee. Late payment fees range up to ₹600 based on the outstanding amount. These charges highlight the importance of paying your balance in full each month.

EMI Conversion: Convert large purchases of ₹2,500 or more into easy EMIs, providing flexibility in managing significant expenses. This feature can be accessed through the Axis Mobile app or by contacting customer care.

Add-On Cards: The card offers free add-on cards for family members above 15 years, with all transactions charged to the primary cardholder's account. This simplifies expense tracking for households while extending the card's benefits to family members.

Eligibility Criteria: To apply for the Axis Bank Aura Credit Card, applicants must meet the following criteria:
- Age: Primary cardholder must be between 18 and 70 years; add-on cardholders must be over 15 years.
- Residential Status: Open to both Indian residents and non-resident Indians (NRIs).
- Income: Stable income source required (specific thresholds vary case by case).
- Credit Profile: The bank evaluates credit score (preferably 750+), credit history, and repayment behavior.
Axis Bank reserves the right to approve or decline applications based on internal policies.

Required Documents:
- Identity Proof: PAN card (mandatory), Aadhaar card, passport, or driving license.
- Address Proof: Passport, utility bills, rental agreement, or Aadhaar card.
- Income Proof: Latest salary slips (salaried) or ITR (self-employed), bank statements.
- Photograph: Recent passport-sized color photograph.
Additional documents may be requested based on the bank's requirements.

Application Process:
The card can be applied for online or offline:
- Online: Visit the Axis Bank website, navigate to the credit card section, select the Aura Credit Card, and fill out the application form with personal and financial details. Submit the form, and the bank will contact you for further steps.
- Offline: Visit the nearest Axis Bank branch, consult with a representative, and complete a physical application form with the required documents.

While the card excels in health and wellness benefits, it has some limitations. The reward rate on regular spends (0.2%) is modest compared to some competing cards. The health benefits are tied to specific partners (Practo, Fitternity), which may not align with everyone's preferences. Additionally, the card lacks premium travel benefits like lounge access. Users seeking high reward rates or comprehensive travel perks may need to consider other cards in Axis Bank's portfolio or from other issuers.