Analyze Your Financial Health

Where:
Total Monthly Debt Payments = Home Loan EMI + Car Loan EMI + Personal Loan EMI + Credit Card Bills + Education Loan EMI + Other Loan EMIs
Total Monthly Income = Salary/Business Income + Rental/Other Income

• Below 30% - Excellent: Very healthy financial position. Lenders will offer best rates.
• 30% - 40% - Good: Acceptable range. Most loans can be approved.
• 40% - 50% - Fair: Borderline. May get approval with higher interest rates.
• Above 50% - Poor: High risk. Loan approval difficult.