Save Money by Transferring Your Loan

When to Consider Balance Transfer:
• If new interest rate is at least 0.5-1% lower than current rate
• If remaining tenure is more than 2-3 years
• If transfer costs are recovered within 12-18 months
• If you have a good credit score (750+) for better offers

Example: Loan: ₹25,00,000 | Current Rate: 11.5% | New Rate: 8.75% | Tenure: 12 Years
Monthly Savings: ~₹4,000 | Total Interest Savings: ~₹5,76,000 | Net Savings after costs: ~₹5,50,000