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LOAN AMOUNT (₹)

₹

INTEREST RATE (% P.A.)

LOAN TENURE

BUSINESS TYPE

PROCESSING FEE (%)

MONTHLY EMI

₹0

TOTAL INTEREST

₹0

TOTAL PAYMENT

₹0

PROCESSING FEE

₹0

Business Loan Summary

Principal Amount

₹10,00,000

Interest Rate (p.a.)

11.5%

Loan Tenure

5 Years (60 Months)

Interest Type

Reducing Balance

EMI per Lakh

₹0

Annual EMI Outflow

₹0

Business Loan EMI Calculation Formula

EMI Formula: EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ - 1)

Where:
P = Principal Loan Amount
r = Monthly Interest Rate (Annual Rate ÷ 12 ÷ 100)
n = Loan Tenure in Months

Total Interest = (EMI × n) - P

Total Payment = Principal + Total Interest
Processing Fee = Principal × (Processing Fee Percentage ÷ 100)

Business Loan Key Features:

• Loan Amount: ₹1 Lakh to ₹5 Crore+ (based on business turnover)
• Interest Rates: 9% to 18% p.a. (based on business profile and credit score)
• Tenure: 1 to 7 Years (12 to 84 months)
• Processing Fee: 1% to 3% of loan amount
• Collateral: Unsecured loans available for eligible businesses

Business Loan EMI Tip: Business loan interest rates are typically higher than home loans but lower than personal loans. A good business vintage (3+ years), healthy annual turnover, and strong credit score can help you get better rates.

Example: Loan Amount: ₹10,00,000 | Interest: 11.5% | Tenure: 5 Years
Monthly EMI: ₹21,994 | Total Interest: ₹3,19,640 | Total Payment: ₹13,19,640

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Business Loan Summary

Loan Amortization Schedule

Business Loan EMI Calculation Formula

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Calculate Your Business Loan EMI

Business Loan Summary

Loan Amortization Schedule

Business Loan EMI Calculation Formula