ICICI Bank, an Indian multinational bank providing banking and financial services being headquartered in Mumbai, India. As of now, ICICI is the second largest public sector bank in the country in terms of market capitalization and assets. Originally, ICICI Bank was promoted in the year 1994 by ICICI Limited, a solely Indian financial institution and which was its wholly owned subsidiary. ICICI offers a wide array of banking and well as financing services to the retail and corporate customers for sufficing their needs through a large variety of delivery channels. Offering a bunch of financial products, ICICI has left no stones unturned in being the most preferred lenders among the borrowers.
One of the largest Home Loan financing company is ICICI Bank Home Loan. The attractive rate of interests, simple documentation & fast processing makes the customer to take the Home loan from them.
Online Lowest Home Loan interest rates for bank loans on Login to Loans. India top bank loans providers. Apply Online Buying a house can be the most rewarding decisions of your life. We make it both memorable and hassle free by bringing you the best offers across banks and NBFC’s. Login to Loans makes the whole process simpler and faster with various options ranging from purchase of home, balance transfers of existing home loan, purchase of plot, home improvement etc.
Ready Property Purchase Loans: These are for buying a new home.
Land Purchase Loans:These loans are for buying a new plot either as an investment or to construct a house.
Home Construction Loans: Opt for a home construction loan, if you plan to build a house over an already owned land.
Home Improvement Loans: These loans are applicable when you want to renovate or re-build your house.
Balance Transfer Loans: All banks are competing to bring the best rates to the customer. The customer can make use of the lower interest rate facilities to move his existing loan to another service provider at a better rate. As per the RBI guideline, there is no longer any pre-payment penalty for foreclosure of the loan.
NRI Home Loans: Specially designed for the benefit of non-resident Indians. The maximum tenure is 15 years and the rate of interest is a little higher than existing rates. The paperwork is also a little longer and complicated.
Documents required for Guarantor:
The illustration below indicates what to expect at every step during the loan evaluation process. It helps understand how the credit decisioning works in banks and the steps they take before deciding to accept or reject a loan/ credit card.